/* ==========================================================================
   MONICA LLACH Y CIA LTDA. — SEGUROS SUBPAGE STYLESHEET (css/seguros.css)
   Based on official Wireframes & Portafolio de Seguros 2026
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. Subpage Header & Breadcrumbs
   -------------------------------------------------------------------------- */
.subpage-breadcrumb-bar {
  background-color: var(--bg-primary);
  padding: 1.25rem 0 0.5rem 0;
  border-bottom: 1px solid rgba(201, 153, 79, 0.15);
}

.breadcrumb-list {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  list-style: none;
  font-size: 0.875rem;
  color: var(--text-muted);
  flex-wrap: wrap;
}

.breadcrumb-list a {
  color: var(--text-muted);
  transition: color var(--transition-fast);
}

.breadcrumb-list a:hover {
  color: var(--gold-dark);
}

.breadcrumb-separator {
  color: var(--gold-primary);
  font-size: 0.8125rem;
}

.breadcrumb-current {
  color: var(--text-dark);
  font-weight: 600;
}

/* --------------------------------------------------------------------------
   2. Subpage Hero Section (Wireframe Page 1)
   -------------------------------------------------------------------------- */
.seguros-hero-section {
  background: linear-gradient(180deg, var(--bg-primary) 0%, var(--bg-secondary) 100%);
  padding: clamp(2.5rem, 5vw, 4.5rem) 0;
  position: relative;
  overflow: hidden;
}

.seguros-hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.95fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.seguros-hero-content {
  max-width: 620px;
}

.seguros-hero-title {
  font-family: var(--font-serif);
  font-size: clamp(2.25rem, 4.5vw, 3.75rem);
  line-height: 1.15;
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 1.25rem;
  letter-spacing: -0.02em;
}

.seguros-hero-title span {
  color: var(--gold-primary);
}

.seguros-hero-desc {
  font-size: clamp(1rem, 1.3vw, 1.15rem);
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 2rem;
}

.seguros-hero-actions {
  display: flex;
  gap: 1rem;
  align-items: center;
  flex-wrap: wrap;
}

.seguros-hero-media {
  position: relative;
}

.seguros-hero-frame {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 20px 45px rgba(5, 33, 73, 0.12);
  border: 1px solid rgba(201, 153, 79, 0.25);
  background: var(--bg-surface);
}

.seguros-hero-frame img {
  width: 100%;
  height: clamp(320px, 36vw, 460px);
  object-fit: cover;
  display: block;
  transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.seguros-hero-frame:hover img {
  transform: scale(1.025);
}

.hero-floating-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  padding: 0.75rem 1.25rem;
  border-radius: 12px;
  border: 1px solid rgba(201, 153, 79, 0.3);
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.floating-badge-icon {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--gold-subtle);
  color: var(--gold-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  flex-shrink: 0;
}

.floating-badge-text strong {
  display: block;
  font-size: 0.875rem;
  color: var(--text-dark);
  line-height: 1.2;
}

.floating-badge-text span {
  font-size: 0.75rem;
  color: var(--text-muted);
}

/* --------------------------------------------------------------------------
   3. Category Selector Grid "¿Qué quieres proteger?" (Wireframe Page 1)
   -------------------------------------------------------------------------- */
.category-protect-section {
  padding: clamp(3rem, 6vw, 5rem) 0 2rem 0;
  background-color: var(--bg-primary);
  text-align: center;
}

.category-protect-header {
  max-width: 680px;
  margin: 0 auto 2.5rem auto;
}

.category-protect-title {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 3.5vw, 2.75rem);
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.category-protect-subtitle {
  font-size: 1.0625rem;
  color: var(--text-muted);
}

.category-icons-grid {
  display: grid;
  grid-template-columns: repeat(8, 1fr);
  gap: 1.25rem;
  margin-bottom: 2rem;
}

.category-icon-btn {
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: 1.5rem 0.75rem 1.25rem 0.75rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.85rem;
  cursor: pointer;
  transition: all var(--transition-normal);
  text-align: center;
  outline: none;
  box-shadow: var(--shadow-sm);
  position: relative;
}

.category-icon-btn:hover,
.category-icon-btn:focus-visible {
  border-color: var(--gold-primary);
  transform: translateY(-4px);
  box-shadow: var(--gold-glow);
}

.category-icon-btn.active {
  border-color: var(--gold-primary);
  background: #FFFDF9;
  box-shadow: 0 8px 24px rgba(201, 153, 79, 0.22);
}

.category-icon-btn.active::after {
  content: '';
  position: absolute;
  bottom: -6px;
  left: 50%;
  transform: translateX(-50%);
  width: 14px;
  height: 14px;
  background: var(--gold-primary);
  clip-path: polygon(50% 100%, 0 0, 100% 0);
}

.category-icon-box {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--gold-subtle);
  color: var(--gold-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--transition-fast);
}

.category-icon-box svg {
  width: 26px;
  height: 26px;
  stroke: currentColor;
  stroke-width: 1.8;
  fill: none;
}

.category-icon-btn:hover .category-icon-box,
.category-icon-btn.active .category-icon-box {
  background: var(--gold-primary);
  color: #FFFFFF;
}

.category-icon-label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-dark);
  line-height: 1.25;
}

/* Secondary Category Tabs (Empresas & Colectivos) */
.category-filter-pills {
  display: inline-flex;
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: 40px;
  padding: 4px;
  gap: 4px;
  margin-bottom: 2.5rem;
}

.filter-pill-btn {
  border: none;
  background: transparent;
  padding: 0.6rem 1.4rem;
  border-radius: 30px;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-muted);
  cursor: pointer;
  transition: all var(--transition-fast);
}

.filter-pill-btn.active,
.filter-pill-btn:hover {
  background: var(--gold-primary);
  color: #FFFFFF;
}

/* --------------------------------------------------------------------------
   4. Banner Callout 1: "No tienes que saber qué póliza necesitas" (Page 1)
   -------------------------------------------------------------------------- */
.advisor-callout-banner {
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: 20px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
  margin: 2.5rem auto clamp(3rem, 6vw, 5rem) auto;
  max-width: 1140px;
}

.callout-banner-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.25fr;
  align-items: center;
}

.callout-banner-img {
  height: 100%;
  min-height: 260px;
}

.callout-banner-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 20%;
  display: block;
}

.callout-banner-body {
  padding: clamp(2rem, 4vw, 3.25rem);
}

.callout-banner-title {
  font-family: var(--font-serif);
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 0.75rem;
  line-height: 1.25;
}

.callout-banner-desc {
  font-size: 1rem;
  color: var(--text-body);
  line-height: 1.65;
  margin-bottom: 1.75rem;
}

.btn-inline-arrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 700;
  font-size: 0.9375rem;
  letter-spacing: 0.05em;
  color: var(--text-dark);
  padding: 0.6rem 1.4rem;
  border: 1.5px solid var(--text-dark);
  border-radius: 8px;
  background: transparent;
  transition: all var(--transition-fast);
  cursor: pointer;
}

.btn-inline-arrow:hover {
  background: var(--text-dark);
  color: #FFFFFF;
  border-color: var(--text-dark);
  transform: translateX(4px);
}

/* --------------------------------------------------------------------------
   5. "SOLUCIONES QUE SE ADAPTAN A TU VIDA" / Seguros Destacados (Wireframe Page 2)
   -------------------------------------------------------------------------- */
.destacados-section {
  padding: clamp(3rem, 6vw, 5rem) 0;
  background-color: var(--bg-secondary);
}

.destacados-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto clamp(2rem, 4vw, 3rem) auto;
}

.destacados-eyebrow {
  display: block;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  color: var(--gold-dark);
  text-transform: uppercase;
  margin-bottom: 0.5rem;
}

.destacados-title {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 3.5vw, 2.75rem);
  color: var(--text-dark);
  font-weight: 700;
}

.destacados-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.25rem;
  margin-bottom: 3rem;
}

@media (max-width: 1240px) {
  .destacados-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.destacado-card {
  background: var(--bg-surface);
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: all var(--transition-normal);
  cursor: pointer;
}

.destacado-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--gold-primary);
}

.destacado-card-media {
  position: relative;
  height: 190px;
  overflow: hidden;
}

.destacado-card-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s cubic-bezier(0.16, 1, 0.3, 1);
}

.destacado-card:hover .destacado-card-media img {
  transform: scale(1.06);
}

.destacado-card-tag {
  position: absolute;
  top: 12px;
  right: 12px;
  background: rgba(5, 33, 73, 0.88);
  color: #FFFFFF;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  padding: 0.25rem 0.65rem;
  border-radius: 20px;
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}

.destacado-card-body {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.destacado-card-icon-title {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 0.75rem;
}

.destacado-mini-icon {
  width: 34px;
  height: 34px;
  border-radius: 8px;
  background: var(--gold-subtle);
  color: var(--gold-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.destacado-mini-icon svg {
  width: 18px;
  height: 18px;
  stroke: currentColor;
  stroke-width: 2;
  fill: none;
}

.destacado-card-title {
  font-family: var(--font-serif);
  font-size: 1.35rem;
  color: var(--text-dark);
  font-weight: 700;
  margin: 0;
}

.destacado-card-desc {
  font-size: 0.875rem;
  color: var(--text-body);
  line-height: 1.6;
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.destacado-card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  color: var(--gold-dark);
  text-transform: uppercase;
  margin-top: auto;
  transition: all var(--transition-fast);
}

.destacado-card:hover .destacado-card-link {
  color: var(--text-dark);
  transform: translateX(4px);
}

/* Secondary Enterprise Grid */
.destacados-grid-enterprise {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin-top: 1.5rem;
}

/* --------------------------------------------------------------------------
   6. Insurers Alliance Section (Infinite Rotating Carousel / HD Logos)
   -------------------------------------------------------------------------- */
.allied-insurers-section {
  padding: clamp(2.5rem, 5vw, 3.5rem) 0;
  background: var(--bg-surface);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  overflow: hidden;
  position: relative;
}

.allied-insurers-title {
  text-align: center;
  font-family: var(--font-heading, 'Playfair Display', serif);
  font-size: clamp(1.05rem, 2vw, 1.25rem);
  font-weight: 600;
  color: var(--text-muted);
  letter-spacing: 0.04em;
  margin-bottom: 1.75rem;
}

/* Marquee Carousel Container with Smooth Fade Edges */
.allied-marquee-wrapper {
  width: 100%;
  overflow: hidden;
  position: relative;
  mask-image: linear-gradient(to right, transparent 0%, black 7%, black 93%, transparent 100%);
  -webkit-mask-image: linear-gradient(to right, transparent 0%, black 7%, black 93%, transparent 100%);
  padding: 0.75rem 0;
}

.allied-marquee-track {
  display: flex;
  width: max-content;
  align-items: center;
  animation: alliedMarqueeScroll 28s linear infinite;
  will-change: transform;
}

.allied-marquee-wrapper:hover .allied-marquee-track {
  animation-play-state: paused;
}

.allied-marquee-group {
  display: flex;
  align-items: center;
  justify-content: space-around;
  gap: clamp(2.5rem, 5vw, 4.5rem);
  padding: 0 clamp(1.25rem, 2.5vw, 2.25rem);
  flex-shrink: 0;
}

.allied-logo-card {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 54px;
  min-width: 120px;
  padding: 0.35rem 0.75rem;
  opacity: 0.88;
  filter: grayscale(12%);
  transition: opacity var(--transition-fast), transform var(--transition-fast), filter var(--transition-fast);
  text-decoration: none;
  cursor: pointer;
}

.allied-logo-card:hover {
  opacity: 1;
  filter: grayscale(0%);
  transform: translateY(-3px) scale(1.06);
}

.allied-logo-card img {
  height: auto;
  max-height: 42px;
  width: auto;
  object-fit: contain;
  display: block;
}

/* Specific optical sizing per logo for optimal visual balance */
.allied-logo-card .logo-sura {
  max-height: 40px;
  max-width: 135px;
}

.allied-logo-card .logo-bolivar {
  max-height: 44px;
  max-width: 165px;
}

.allied-logo-card .logo-allianz {
  max-height: 42px;
  max-width: 145px;
}

.allied-logo-card .logo-hdi {
  max-height: 46px;
  max-width: 115px;
}

.allied-logo-card .logo-axa {
  max-height: 46px;
  max-width: 82px;
}

.allied-logo-card .logo-mapfre {
  max-height: 38px;
  max-width: 145px;
}

.allied-logo-card .logo-skandia {
  max-height: 38px;
  max-width: 155px;
}

.allied-logo-card .logo-estado {
  max-height: 44px;
  max-width: 170px;
}

@keyframes alliedMarqueeScroll {
  0% {
    transform: translateX(0);
  }
  100% {
    transform: translateX(-50%);
  }
}

@media (prefers-reduced-motion: reduce) {
  .allied-marquee-track {
    animation-duration: 60s;
  }
}

/* --------------------------------------------------------------------------
   7. Banner Callout 2: "No estás solo al elegir" (Wireframe Page 2)
   -------------------------------------------------------------------------- */
.expert-support-banner {
  margin: clamp(3rem, 6vw, 5rem) auto;
  max-width: 1140px;
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: 20px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.expert-support-grid {
  display: grid;
  grid-template-columns: 1.25fr 0.95fr;
  align-items: center;
}

.expert-support-body {
  padding: clamp(2rem, 4vw, 3.5rem);
}

.expert-support-eyebrow {
  display: block;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  color: var(--gold-dark);
  text-transform: uppercase;
  margin-bottom: 0.75rem;
}

.expert-support-title {
  font-family: var(--font-serif);
  font-size: clamp(1.75rem, 2.8vw, 2.35rem);
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 1rem;
  line-height: 1.2;
}

.expert-support-desc {
  font-size: 1rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 1.75rem;
}

.expert-support-media {
  height: 100%;
  min-height: 320px;
  background: linear-gradient(135deg, #052149 0%, #00132C 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 2.25rem 2rem;
  overflow: hidden;
}

.expert-support-media img {
  width: 100%;
  max-width: 320px;
  max-height: 320px;
  height: auto;
  aspect-ratio: 1 / 1;
  object-fit: contain;
  display: block;
  border-radius: 50%;
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.45);
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.expert-support-banner:hover .expert-support-media img {
  transform: scale(1.03);
}

/* --------------------------------------------------------------------------
   8. Detail / Interactive Product Hub Section (Wireframe Pages 3 & 4)
   -------------------------------------------------------------------------- */
.product-detail-hub {
  padding: clamp(3rem, 6vw, 5.5rem) 0;
  background: var(--bg-primary);
  border-top: 1px solid rgba(201, 153, 79, 0.2);
}

.product-detail-top-nav {
  margin-bottom: 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}

.product-selector-select {
  padding: 0.65rem 1.25rem;
  border-radius: 10px;
  border: 1px solid var(--gold-border);
  background: var(--bg-surface);
  color: var(--text-dark);
  font-weight: 600;
  font-size: 0.9375rem;
  cursor: pointer;
  box-shadow: var(--shadow-sm);
}

.product-detail-hero-box {
  background: var(--bg-surface);
  border-radius: 20px;
  border: 1px solid var(--border-light);
  padding: clamp(2rem, 4vw, 3.5rem);
  box-shadow: var(--shadow-md);
  margin-bottom: 3rem;
  display: grid;
  grid-template-columns: 1.25fr 0.95fr;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: center;
}

.product-detail-hero-info {
  display: flex;
  flex-direction: column;
}

.product-detail-tag {
  display: inline-block;
  background: var(--gold-subtle);
  color: var(--gold-dark);
  font-weight: 700;
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 0.35rem 0.85rem;
  border-radius: 20px;
  margin-bottom: 1rem;
  width: fit-content;
}

.product-detail-title {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 3.8vw, 3.25rem);
  color: var(--text-dark);
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 1rem;
}

.product-detail-slogan {
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--gold-primary);
  margin-bottom: 1rem;
}

.product-detail-pitch {
  font-size: 1rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 2rem;
}

.product-detail-buttons {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.product-detail-hero-img-box {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid rgba(201, 153, 79, 0.25);
  height: clamp(260px, 30vw, 380px);
}

.product-detail-hero-img-box img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

/* 3 Value Pillars (Wireframe Page 3) */
.product-pillars-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-bottom: 3.5rem;
}

.pillar-card {
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: 14px;
  padding: 1.75rem 1.5rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  align-items: flex-start;
  gap: 1.25rem;
  transition: transform var(--transition-fast);
}

.pillar-card:hover {
  transform: translateY(-4px);
  border-color: var(--gold-border);
}

.pillar-icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  background: var(--gold-subtle);
  color: var(--gold-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.pillar-icon svg {
  width: 22px;
  height: 22px;
  stroke: currentColor;
  stroke-width: 2;
  fill: none;
}

.pillar-body h4 {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 0.35rem;
}

.pillar-body p {
  font-size: 0.875rem;
  color: var(--text-body);
  line-height: 1.55;
  margin: 0;
}

/* Product Tabs Explorer: Coberturas, Aseguradoras, Mensaje, Para quién es */
.product-tabs-wrapper {
  background: var(--bg-surface);
  border-radius: 20px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  margin-bottom: 4rem;
}

.tabs-navigation-bar {
  display: flex;
  background: var(--bg-secondary);
  border-bottom: 1px solid var(--border-light);
  overflow-x: auto;
  scrollbar-width: none;
}

.tabs-navigation-bar::-webkit-scrollbar {
  display: none;
}

.tab-nav-btn {
  flex: 1;
  padding: 1.25rem 1.5rem;
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--text-muted);
  border: none;
  background: transparent;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  border-bottom: 3px solid transparent;
  transition: all var(--transition-fast);
  white-space: nowrap;
}

.tab-nav-btn:hover {
  color: var(--text-dark);
  background: rgba(255, 255, 255, 0.5);
}

.tab-nav-btn.active {
  color: var(--gold-dark);
  background: var(--bg-surface);
  border-bottom-color: var(--gold-primary);
}

.tab-pane-content {
  padding: clamp(2rem, 4vw, 3rem);
  display: none;
}

.tab-pane-content.active {
  display: block;
  animation: fadeInPane 0.3s ease-in-out;
}

@keyframes fadeInPane {
  from { opacity: 0; transform: translateY(6px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Coberturas Tab List */
.coberturas-list-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
}

.cobertura-item-card {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  padding: 1rem 1.25rem;
  border-radius: 12px;
  background: #FCFAF6;
  border: 1px solid rgba(201, 153, 79, 0.2);
}

.cobertura-check-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold-primary);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 800;
  flex-shrink: 0;
  margin-top: 2px;
}

.cobertura-item-card span {
  font-size: 0.9375rem;
  color: var(--text-dark);
  font-weight: 500;
  line-height: 1.45;
}

/* Insurers List inside Tab */
.tab-insurers-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.25rem;
}

.tab-insurer-badge {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding: 1rem 1.25rem;
  background: #FCFAF6;
  border-radius: 12px;
  border: 1px solid var(--border-light);
}

.tab-insurer-badge-icon {
  color: var(--gold-primary);
  font-size: 1.25rem;
}

.tab-insurer-name {
  font-weight: 700;
  color: var(--text-dark);
  font-size: 0.9375rem;
}

/* Philosophical Message Card inside Tab */
.tab-message-card {
  position: relative;
  padding: 2.25rem 2.5rem;
  background: linear-gradient(135deg, #052149 0%, #00132C 100%);
  color: #FFFFFF;
  border-radius: 16px;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(201, 153, 79, 0.4);
}

.tab-message-quote-icon {
  font-size: 3.5rem;
  font-family: var(--font-serif);
  color: var(--gold-primary);
  line-height: 1;
  position: absolute;
  top: 15px;
  left: 20px;
  opacity: 0.4;
}

.tab-message-text {
  font-size: 1.0625rem;
  line-height: 1.8;
  font-style: italic;
  position: relative;
  z-index: 1;
  margin-bottom: 1.5rem;
  color: #F3F4F6;
}

.tab-message-author {
  font-weight: 700;
  color: var(--gold-light);
  font-size: 0.875rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

/* --------------------------------------------------------------------------
   9. "Cómo te ayudamos" 4-Step Process (Wireframe Page 4)
   -------------------------------------------------------------------------- */
.how-we-help-section {
  padding: clamp(3rem, 6vw, 5rem) 0;
  background: var(--bg-surface);
  border-top: 1px solid var(--border-light);
}

.how-we-help-header {
  text-align: center;
  max-width: 650px;
  margin: 0 auto clamp(2rem, 4vw, 3.5rem) auto;
}

.how-we-help-title {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 3.5vw, 2.75rem);
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.how-we-help-subtitle {
  font-size: 1.0625rem;
  color: var(--text-muted);
}

.steps-flow-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  position: relative;
}

.step-flow-card {
  background: var(--bg-primary);
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: 2rem 1.5rem;
  position: relative;
  transition: all var(--transition-fast);
}

.step-flow-card:hover {
  transform: translateY(-5px);
  border-color: var(--gold-border);
  box-shadow: var(--shadow-md);
}

.step-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.25rem;
}

.step-number {
  font-family: var(--font-serif);
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--gold-primary);
}

.step-icon-box {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: var(--gold-subtle);
  color: var(--gold-primary);
  display: flex;
  align-items: center;
  justify-content: center;
}

.step-icon-box svg {
  width: 20px;
  height: 20px;
  stroke: currentColor;
  stroke-width: 2;
  fill: none;
}

.step-flow-card h4 {
  font-family: var(--font-serif);
  font-size: 1.1875rem;
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 0.65rem;
  line-height: 1.3;
}

.step-flow-card p {
  font-size: 0.875rem;
  color: var(--text-body);
  line-height: 1.6;
  margin: 0;
}

/* --------------------------------------------------------------------------
   10. FAQ & Fast Quotation Split Section (Wireframe Page 4)
   -------------------------------------------------------------------------- */
.faq-and-quote-section {
  padding: clamp(3rem, 6vw, 5.5rem) 0;
  background: var(--bg-secondary);
}

.faq-and-quote-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: flex-start;
}

.subpage-faq-box h3 {
  font-family: var(--font-serif);
  font-size: clamp(1.85rem, 3vw, 2.35rem);
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.subpage-faq-desc {
  font-size: 0.9375rem;
  color: var(--text-muted);
  margin-bottom: 1.75rem;
}

.subpage-accordion {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-bottom: 1.75rem;
}

.accordion-item {
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: 12px;
  overflow: hidden;
  transition: all var(--transition-fast);
}

.accordion-item.open {
  border-color: var(--gold-border);
  box-shadow: var(--shadow-sm);
}

.accordion-trigger {
  width: 100%;
  padding: 1.15rem 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border: none;
  background: transparent;
  text-align: left;
  font-weight: 700;
  font-size: 0.9375rem;
  color: var(--text-dark);
  cursor: pointer;
  gap: 1rem;
}

.accordion-icon {
  font-size: 1.25rem;
  font-weight: 400;
  color: var(--gold-primary);
  transition: transform var(--transition-fast);
}

.accordion-item.open .accordion-icon {
  transform: rotate(45deg);
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
  padding: 0 1.25rem;
}

.accordion-item.open .accordion-content {
  padding: 0 1.25rem 1.25rem 1.25rem;
}

.accordion-content p {
  font-size: 0.875rem;
  color: var(--text-body);
  line-height: 1.65;
  margin: 0;
}

/* Fast Quotation Form Card (Wireframe Page 4) */
.subpage-quote-card {
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: 20px;
  padding: clamp(1.75rem, 3.5vw, 2.75rem);
  box-shadow: var(--shadow-card);
  position: relative;
}

.subpage-quote-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gold-gradient);
  border-radius: 20px 20px 0 0;
}

.subpage-quote-card h3 {
  font-family: var(--font-serif);
  font-size: clamp(1.5rem, 2.3vw, 1.85rem);
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 0.5rem;
  line-height: 1.25;
}

.subpage-quote-card p {
  font-size: 0.875rem;
  color: var(--text-body);
  margin-bottom: 1.5rem;
}

.subpage-quote-form {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.form-row-2col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.subpage-input,
.subpage-select,
.subpage-textarea {
  width: 100%;
  padding: 0.8rem 1rem;
  border: 1px solid var(--border-light);
  border-radius: 10px;
  background: var(--bg-primary);
  font-size: 0.875rem;
  color: var(--text-dark);
  transition: all var(--transition-fast);
}

.subpage-input:focus,
.subpage-select:focus,
.subpage-textarea:focus {
  outline: none;
  border-color: var(--gold-primary);
  background: #FFFFFF;
  box-shadow: 0 0 0 3px rgba(201, 153, 79, 0.15);
}

.subpage-textarea {
  resize: vertical;
  min-height: 80px;
}

.quote-privacy-note {
  font-size: 0.75rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.quote-privacy-note a {
  color: var(--gold-dark);
  text-decoration: underline;
}

.form-actions-stack {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-top: 0.5rem;
}

.btn-whatsapp-outline {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.25rem;
  border: 1.5px solid #25D366;
  border-radius: 8px;
  color: #128C7E;
  background: transparent;
  font-weight: 700;
  font-size: 0.875rem;
  transition: all var(--transition-fast);
  cursor: pointer;
}

.btn-whatsapp-outline:hover {
  background: #25D366;
  color: #FFFFFF;
}

.btn-whatsapp-outline svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

/* --------------------------------------------------------------------------
   11. "También te puede interesar" Cross-sell Grid (Wireframe Page 4)
   -------------------------------------------------------------------------- */
.cross-sell-section {
  padding: clamp(3rem, 5vw, 4.5rem) 0;
  background: var(--bg-primary);
}

.cross-sell-header {
  margin-bottom: 2rem;
}

.cross-sell-title {
  font-family: var(--font-serif);
  font-size: clamp(1.75rem, 2.7vw, 2.25rem);
  color: var(--text-dark);
  font-weight: 700;
}

.cross-sell-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.cross-sell-card {
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: 16px;
  overflow: hidden;
  display: flex;
  align-items: center;
  gap: 1.25rem;
  padding: 1.25rem;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-fast);
  cursor: pointer;
}

.cross-sell-card:hover {
  transform: translateY(-4px);
  border-color: var(--gold-primary);
  box-shadow: var(--shadow-md);
}

.cross-sell-thumb {
  width: 90px;
  height: 90px;
  border-radius: 12px;
  overflow: hidden;
  flex-shrink: 0;
}

.cross-sell-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.cross-sell-info {
  display: flex;
  flex-direction: column;
}

.cross-sell-name {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 0.35rem;
}

.cross-sell-desc {
  font-size: 0.8125rem;
  color: var(--text-body);
  line-height: 1.45;
  margin-bottom: 0.65rem;
}

.cross-sell-link {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--gold-dark);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
}

.cross-sell-card:hover .cross-sell-link {
  color: var(--text-dark);
}

/* --------------------------------------------------------------------------
   12. Portfolio Modal / Drawer (Opens any service with portfolio details)
   -------------------------------------------------------------------------- */
.portfolio-modal-overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 19, 44, 0.75);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  z-index: 1050;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.25rem;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s ease, visibility 0.3s ease;
}

.portfolio-modal-overlay.open {
  opacity: 1;
  visibility: visible;
}

.portfolio-modal-dialog {
  background: var(--bg-surface);
  border-radius: 20px;
  width: 100%;
  max-width: 820px;
  max-height: 90vh;
  display: flex;
  flex-direction: column;
  box-shadow: 0 24px 60px rgba(0, 19, 44, 0.35);
  border: 1px solid rgba(201, 153, 79, 0.35);
  overflow: hidden;
  transform: scale(0.95);
  transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.portfolio-modal-overlay.open .portfolio-modal-dialog {
  transform: scale(1);
}

.portfolio-modal-header {
  padding: 1.5rem 1.75rem;
  background: var(--bg-primary);
  border-bottom: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.portfolio-modal-title-group {
  display: flex;
  flex-direction: column;
}

.portfolio-modal-tag {
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--gold-dark);
  text-transform: uppercase;
}

.portfolio-modal-title {
  font-family: var(--font-serif);
  font-size: 1.65rem;
  color: var(--text-dark);
  font-weight: 700;
  margin: 0;
}

.portfolio-modal-close {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  color: var(--text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.portfolio-modal-close:hover {
  background: var(--gold-primary);
  color: #FFFFFF;
  border-color: var(--gold-primary);
}

.portfolio-modal-body {
  padding: 1.75rem;
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.portfolio-modal-slogan-box {
  padding: 1rem 1.25rem;
  background: var(--gold-subtle);
  border-left: 4px solid var(--gold-primary);
  border-radius: 0 10px 10px 0;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--gold-dark);
}

.portfolio-modal-section-title {
  font-family: var(--font-serif);
  font-size: 1.125rem;
  color: var(--text-dark);
  font-weight: 700;
  margin-bottom: 0.75rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.portfolio-modal-section-title svg {
  width: 18px;
  height: 18px;
  stroke: var(--gold-primary);
  stroke-width: 2;
  fill: none;
}

.portfolio-modal-coberturas-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.75rem;
}

.modal-cobertura-badge {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  background: #FAF6F0;
  padding: 0.75rem 0.9rem;
  border-radius: 8px;
  font-size: 0.84375rem;
  color: var(--text-dark);
  line-height: 1.4;
  border: 1px solid rgba(201, 153, 79, 0.15);
}

.modal-check-mark {
  color: var(--gold-primary);
  font-weight: 800;
  font-size: 0.8125rem;
  margin-top: 1px;
}

.portfolio-modal-insurers-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
}

.modal-insurer-chip {
  padding: 0.4rem 0.85rem;
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: 20px;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--text-dark);
  box-shadow: var(--shadow-sm);
}

.portfolio-modal-message-box {
  background: #052149;
  color: #FFFFFF;
  padding: 1.5rem;
  border-radius: 12px;
  font-size: 0.9375rem;
  line-height: 1.65;
  font-style: italic;
  border: 1px solid rgba(201, 153, 79, 0.35);
}

.portfolio-modal-footer {
  padding: 1.25rem 1.75rem;
  background: var(--bg-primary);
  border-top: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 1rem;
}

/* --------------------------------------------------------------------------
   13. Responsive Adaptations
   -------------------------------------------------------------------------- */
@media (max-width: 1024px) {
  .category-icons-grid {
    grid-template-columns: repeat(4, 1fr);
  }

  .destacados-grid,
  .destacados-grid-enterprise {
    grid-template-columns: repeat(2, 1fr);
  }

  .steps-flow-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .product-pillars-grid {
    grid-template-columns: 1fr;
  }

  .cross-sell-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 868px) {
  .seguros-hero-grid,
  .callout-banner-grid,
  .expert-support-grid,
  .product-detail-hero-box,
  .faq-and-quote-grid {
    grid-template-columns: 1fr;
  }

  .callout-banner-img {
    min-height: 220px;
    height: 240px;
  }

  .expert-support-media {
    min-height: 260px;
    height: auto;
    padding: 2rem 1.5rem;
  }

  .expert-support-media img {
    max-width: 250px;
    max-height: 250px;
  }

  .coberturas-list-grid,
  .portfolio-modal-coberturas-grid,
  .form-row-2col {
    grid-template-columns: 1fr;
  }

  .tabs-navigation-bar {
    justify-content: flex-start;
  }
}

@media (max-width: 600px) {
  .category-icons-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 0.75rem;
  }

  .destacados-grid,
  .destacados-grid-enterprise {
    grid-template-columns: 1fr;
  }

  .steps-flow-grid {
    grid-template-columns: 1fr;
  }

  .seguros-hero-actions {
    flex-direction: column;
    width: 100%;
  }

  .seguros-hero-actions .btn {
    width: 100%;
    text-align: center;
  }

  .product-detail-buttons {
    flex-direction: column;
    width: 100%;
  }

  .product-detail-buttons .btn {
    width: 100%;
    text-align: center;
  }

  .portfolio-modal-footer {
    flex-direction: column;
  }

  .portfolio-modal-footer .btn {
    width: 100%;
    text-align: center;
  }
}